Introduction:
There are many banks that offer loans without salary slips. These banks do not require salary slips for loan processing. They give out loans to small businessmen and businessmen who have regular income but no jobs.
There are many banks that offer loans without salary slips. These banks do not require salary slips for loan processing.
There are many banks that offer loans without salary slips. These banks do not require salary slips for loan processing.
Banks that do not require income verification:
Bank of India (BOI)
Punjab National Bank (PNB)
Kotak Mahindra Bank
Kotak Mahindra Bank is a private-sector bank headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Kotak Mahindra Group.
Kotak Mahindra Bank offers loans without salary slips.
ICICI Bank
ICICI Bank offers loans up to Rs. 10 lakhs for personal and business purposes. The loan amount can be increased up to Rs. 20 lakhs if you have a salaried job in an organization, company, or institution with at least three years of experience in the same field as your profession.
The maximum repayment period is 10 years with an interest rate of 13.99% p.a
HDFC Bank
HDFC Bank is a private sector bank in India. It was founded in 1994, and it is the third largest private sector bank in India with over 1,000 branches and over 6000 ATMs across India.
The HDFC Bank has branches all across the country including Mumbai, Delhi NCR (Delhi), Bangalore NCR (Bangalore), Chennai NCR (Chennai), Kolkata NCR (Kolkata), etc.
IndusInd Bank
IndusInd Bank offers a range of loans without salary slips. The loan amount ranges from Rs. 50,000 to Rs. 25 lakhs and the minimum credit score required is 750. The maximum age of the borrower is 60 years.
RBL Bank
RBL Bank offers a loan without salary slips for salaried employees, self-employed individuals, and business owners. The bank also provides this facility to individuals with no income or assets in their name.
The eligibility criteria for the RBL Bank's loan without a salary slip are similar to other banks. The only difference is that you don't need any proof of employment or income from your employer when applying for the same at RBL Bank.
IDFC First Bank
IDFC First Bank is a private-sector bank headquartered in Mumbai, Maharashtra, India. It was founded in 2004 by Indian Development Fund (IDFC).
IDFC First Bank offers loans without salary slips.
Axis Bank
Axis Bank offers a wide range of loan products for salaried and self-employed. The bank has a good reputation in the market, which means that you can trust it to provide you with a loan without a salary slip.
Conclusion:
The above banks can offer you loans without a salaried slip. You need to apply for it on the basis of your documents like proof of identity and address, PAN card, driving license, etc.
